As many of you already know, CVS has something called the 98% rule. It isn;’t listed in their coupon policy, it is just how their cash registers work. Basically what it means is that you only need to spend 98% of the required total to earn your ExtraCare Buck. OK, what the heck does that mean? CVS offers many deals where you have to spend a certain amount of money in order to earn an ExtraCare buck. For example, “Spend $30 get $10 ExtraCare Buck.”. Most people would read that as you HAVE to spend at least $30. Not at CVS you don’t! This is where the 98% rule comes in to play. you really only need to spend 98% of the $30 in order to still qualify for your ExtraCare Buck reward. CVS offers a bunch of these deals weekly whether you have to spend $20 and earn $5 ECB, spend $15 earn $5 ECB, or spend $10 earn a $5 ECB. The 98% rule applies to all of them!
Take a look at the picture above. I would have to spend $20 to earn a $5 ExtraCare Buck. But, because of the 98% rule, I could buy 4 Starbucks 4 packs at $4.99 each and my total would only be $19.96. My ExtraCare Buck would still print! Keep in mind that you can also use coupons to bring down your total out of pocket. The total has to be hit BEFORE coupons. So, I could have $2 off coupons and still earn my ECB. Here is what it would look like:
Example Deal Idea:
Buy 4 Starbucks 4 packs $4.99 each
Total: $19.96 (98% rule will apply so my ECB will still print)
Use: (4) $2 off Starbucks 4 packs (I made this coupon up for example purposes)
Get Back: $5 ExtraCare Buck!
As you can see, the 98% rule can really help you save some extra money! Below is a chart of 98% of the total that shows that amount that has to be hit in order to trigger the ExtraCare buck. Screen shot it, save it, print it, share it with your friends, do whatever you need to do so you don’t forget it! How cool is that?